Latest News: Tagged Teacher Pension Scheme

The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news.

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Ill Health and Teaching: Benefits and Re-employment

25/11/2021 Racheal Smith

So far, we have focused on what happens if you leave teaching due to ill-health. It might be that you are fortunate enough to get better and feel inclined to get back into the classroom. If you are [...]

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How to apply for the ill-health benefit

18/11/2021 Racheal Smith

If you have left employment, how you apply for an ill-health benefit depends on how long since your pensionable service ended. Pensionable service means any teaching you have done where you have made [...]

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Qualifying for ill-health benefits

11/11/2021 Racheal Smith

While you might feel as if you are too unwell to teach, there are qualification criteria for ill-health retirement. There is a two-tier ill-health pension that reflects the severity of your illness. M[...]

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Ill Health and Teaching: Do you have to work on?

04/11/2021 Racheal Smith

This month we focus our attention on ill-health and the impact on a teacher’s career. There are periods of ill health that are temporary, where your pension remains unaffected. As long as you contin[...]

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Break-in service: the salary link

21/10/2021 Racheal Smith

This month we are exploring the potential consequences of a break in service on your pension. You may feel exhausted or just be looking for a new challenge. However, your financial security in retirem[...]

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What is an Earnings Limit?

17/08/2020 Racheal Smith

Returning to work after retirement Retirement isn’t for everyone. Some people find being away from the classroom and the exuberance of young people too difficult. It might also be that the amount o[...]

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What are Career Average pension schemes?

10/08/2020 Racheal Smith

The full name of the career average pension scheme, introduced to teachers in 2015, is CARE. It is a Career Average Revalued Earnings scheme. This is a type of defined benefit scheme offered to you by[...]

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Will you need your Teachers’ Pension Scheme earlier than planned?

04/04/2019 Racheal Smith

It might interest you to learn that half of the pensioners retired earlier than planned. You may have a solid plot line to your route into retirement. However, we are not always in charge of circu[...]

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