Independent Mortgage Advice

We can help you with your next mortgage whether you are a homeowner looking for a new deal or borrowing more, buying your first home, a holiday home or investment property.

Our independent advisers will get to know you and find out about your mortgage requirements and then based on your priorities, work situation, credit rating and deposit or equity find the most appropriate product from the whole of the market.

We’ll produce a report for you detailing the total costs and why we have made our recommendations; then assuming you are happy, submit and progress your mortgage application through to completion.

We can also help you arrange protection your mortgage in the event of death or long-term sickness and build those benefits around your existing Teachers pension death in service and Teachers pension Ill Health Retirement Benefits.

We offer mortgage advice nationwide – contact us today for a friendly and informal chat.

We do not charge any advice fees to arrange first charge residential mortgages.

To arrange buy to let mortgages we charge a fee of £495 per mortgage on production of the mortgage offer, this fee is payable whether the loan completes or not.

Your home may be repossessed if you do not keep up repayments on a mortgage secured on it. 

Think carefully before securing additional debts against your home. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount that you repay.


Frequently Asked Questions

An Independent Financial Adviser (IFA) is a professional who offers impartial advice on financial matters that are tailored to meet your needs and objectives.

We conduct a details review of your current financial position and your future objectives. The advice provided by an IFA will take account all of your personal circumstances and will make clear recommendations on how best to achieve your objectives. 

We do not charge brokers fees for residential mortgage advice and £495 per mortgage for buy to let mortgages.

For full pension and investment planning it will vary considerably depending on the scope of the work and the amount of money being invested.

We offer a free initial meeting which will highlight the areas you need to address now and in the future as well as any likely costs. We will fully discuss and disclose in writing any fees for advice, implementation and review before they are incurred.

For pension, investment or tax planning advice and recommendation reports the minimum cost you should expect is £495.

If you are looking at this site it’s likely that you know you need help it’s probable that you could benefit from taking financial advice, whether that be as a one off for a specific area or ongoing support for more complex matters.

During your initial discussion, we should be able to establish the nature of the advice you require. If we don’t feel taking advice would be appropriate – we’ll tell you – there is no point in us charging a client fees that will outweigh any benefit taking the advice would deliver.

Contact us today to arrange a free initial discussion without any obligation.

We will then be able to determine whether you need some general guidance, more specific professional advice as one off or if you would benefit from regular ongoing reviews.