New Home

Whether this is your first home or you’ve moved many times before we can help you save time and money.

Learn more

Remortgage

If you're looking to swap to a lower rate or you’re raising additional funds or maybe both we can help.

Learn more

Buy to Let

From single properties to growing portfolios we can help finance your next purchase.

Learn more

Independent Mortgage Advice

We can help you with your next mortgage whether you are a homeowner looking for a new deal or borrowing more, buying your first home, a holiday home or investment property.

When your new mortgage completes through us, we will donate £50 to Education Support to help fund their vital work providing mental health care and support to those in the education sector.

Our independent experts will get to know you and find out about your mortgage requirements and then based on your priorities, work situation, credit rating and deposit or equity find the most appropriate product from the whole of the market.

We’ll produce a report for you detailing the total costs and why we have made our recommendations; then assuming you are happy, submit and progress your mortgage application.

We can also help you protect your mortgage in the event of death or long-term sickness and build those benefits around your existing Teachers pension death in service and Teachers pension Ill Health Retirement Benefits.

We offer mortgage advice nationwide – contact us today for a friendly and informal chat.

We do not charge any advice fees to arrange first charge residential mortgages.

To arrange buy to let mortgages we charge a fee of £295 per mortgage on production of the mortgage offer, this fee is payable whether the loan completes or not.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE SECURED ON IT.

THINK CAREFULLY BEFORE SECURING ADDITIONAL DEBTS AGAINST YOUR HOME.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Frequently Asked Questions

What Does An Independent Financial Adviser Do?ExpandClose

An Independent Financial Adviser (IFA) is a professional who offers impartial advice on financial matters that are tailored to meet your needs and objectives.

We conduct a details review of your current financial position and your future objectives. The advice provided by an IFA will take account all of your personal circumstances and will make clear recommendations on how best to achieve your objectives.

What Are The Costs?ExpandClose

We do not charge brokers fees for residential mortgage advice and £295 per mortgage for buy to let mortgages.

For full pension and investment planning it will vary considerably depending on the scope of the work and the amount of money being invested.

We offer a free initial meeting which will highlight the areas you need to address now and in the future as well as any likely costs. We will fully discuss and disclose in writing any fees for advice, implementation and review before they are incurred.

For pension, investment or tax planning advice and recommendation reports the minimum cost you should expect is £295.

For potential clients that want to invest up to £20,000 as a lump sum or £500 monthly without any advice fees we have introduced our Managed Direct service on a non-advised basis.

Do I Need A Financial Adviser?ExpandClose

If you are looking at this site it’s likely that you know you need help it’s probable that you could benefit from taking financial advice, whether that be as a one off for a specific area or ongoing support for more complex matters.

During your initial discussion, we should be able to establish the nature of the advice you require. If we don’t feel taking advice would be appropriate – we’ll tell you – there is no point in us charging a client fees that will outweigh any benefit taking the advice would deliver.

How Do I Become A Client?ExpandClose

We will then be able to determine whether you need some general guidance, more specific professional advice as one off or if you would benefit from regular ongoing reviews.