News - Teachers Financial Planning

Trump’s Tariffs: What They Mean For Your Money

14/04/2025 Gemma Trantum

On “Liberation Day” (2 April 2025), US President Donald Trump unveiled a set of global tariffs on around 90 countries and regional blocs, including China and the EU. The news has sent sho[...]

Annuity vs Drawdown – Do I Need to Choose?

09/04/2025 Gemma Trantum

What’s the best way to take a retirement income? Broadly speaking, there are two main options for those with a pension “pot” - income drawdown and annuities. Each option has its unique [...]

Smart Savings and Investment Tips in 2025

09/04/2025 Gemma Trantum

Increasingly, UK households are finding their finances a stretch. Research shows that 24 million individuals now live below the Minimum Income Standard (MIS). How can you save and invest when[...]

Financial Wellbeing: A Short Guide

09/04/2025 Gemma Trantum

Many of us take our health for granted when we are planning for the future. However, living a healthy and fulfilling life is strongly linked to financial success. There is a great deal of evi[...]

The Spring Statement 2025

02/04/2025 Gemma Trantum

There had been much speculation about this budget. Finally, Rachel Reeves—the UK’s Chancellor—delivered her plan for the UK economy on 27 March 2025. The budget primarily concerns new m[...]

Market Updates - Teachers Financial Planning Ltd

Market Update – March 2025

02/04/2025 Gemma Trantum

In March, US equities continued their painful downward trend in 2025. Investor concern over US tariffs is driving much of the downward movement. In the UK, this has been exacerbated by the weake[...]

A Short Guide to State Pension Top-Ups

26/03/2025 Gemma Trantum

If you are approaching retirement, it’s likely that the State Pension will form a significant portion of your future income. While it probably won’t give you a luxury lifestyle, it can pr[...]

How Wealth Management Can Help You Achieve Your Life Goals

26/03/2025 Gemma Trantum

Financial planning is the process we use to help you achieve your goals. A financial plan combines several different aspects, such as tax efficiency and risk management, to arrive at the best so[...]

Pension Drawdown: 6 Essential Tips

06/03/2025 Gemma Trantum

Pension drawdown has increased in popularity since the introduction of Pension Freedoms in 2015. While buying an annuity used to be the default option, more retirees are now seeking the flexibil[...]

Paying Off Debt vs Investing

06/03/2025 Gemma Trantum

If you have a lump sum or a regular amount to invest, you may be wondering about the best use of the money. Should you take the safe option and clear your debts? Or would it be possible to make [...]

Market Update – February 2025

06/03/2025 Gemma Trantum

February continues a recent trend of market uncertainty. Investors are navigating a world of geopolitical shifts, particularly due to President Trump’s stream of executive orders and foreign p[...]

How to Mitigate Capital Gains Tax in 2024-25

28/02/2025 Gemma Trantum

Capital gains tax (CGT) has been prominent in the headlines since the Autumn Statement on 30 October 2024. In that budget, the basic and higher rates increased on certain asset disposals, lea[...]

Market Update – January 2025

07/02/2025 Gemma Trantum

January has been full of key events that could define 2025. The UK faces muted growth in the months ahead, with questions hanging over the government’s legitimacy and tax agenda as the Spring [...]

How to Be a Disciplined Investor: A Short Guide

27/01/2025 Gemma Trantum

Once you understand the basics of investing, it’s easy to get started. But just as with a new healthy eating plan or fitness regime, you need to maintain your investment strategy for the long [...]

How ‘Gifts from Income’ Can Help an IHT Plan

27/01/2025 Gemma Trantum

As you grow older, it’s likely you will have surplus income. You’ll have income from your pensions and interest from your savings, while at the same time, your expenditure may be reduced. [...]

Market Update – December 2024

10/01/2025 Gemma Trantum

December has been a quieter month in the global stock market. The FTSE 100 has been relatively stable in the UK, whilst the US stock market has climbed due to greater optimism from the president[...]

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