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Market Updates - Teachers Financial Planning Ltd

Market Update – May 2026

03/06/2026 Gemma Trantum

Global markets entered May amid considerable uncertainty. The war premium from oil prices eased in the latter weeks as optimism grew over a US-Iran ceasefire. Brent crude fell sharply as diplomatic pr[...]

How to Navigate the New 2026/27 Tax Year: Essential Financial Planning...

27/05/2026 Gemma Trantum

With 6 April now gone, the 2026/27 tax year has arrived. That means new rules, new allowances and for many people, a fresh opportunity to review their finances. But with so many changes to keep t[...]

Pensions Under Pressure: Preparing for Retirement Amid Changing Legisl...

26/05/2026 Gemma Trantum

Pension planning has never been simple. But over the past year or so, the pace of change has accelerated. For those approaching retirement, or simply trying to build a solid foundation for the future,[...]

Estate Planning: Why Now is the Time to Update Your Will

26/05/2026 Gemma Trantum

Writing or updating a Will is one of those things that feels pressing for a moment, then often gets quietly pushed aside as the demands of everyday life take over. But in 2026, there are stronger r[...]

Market Update – April 2026

08/05/2026 Gemma Trantum

Global markets remained on edge throughout April, despite a decline in oil prices as diplomatic backchannels opened between regional powers. The Bank of England held rates at 3.75% for a second consec[...]

How & Why to Hold Cash During a Crisis

24/04/2026 Gemma Trantum

With the ongoing conflicts in Ukraine and the Middle East, many are not only concerned about travel (“Is it safe to fly past Iran?”), but also about their money. The Bank of England has warned [...]

10 Areas Where Financial Planning Can Benefit You

24/04/2026 Gemma Trantum

Whether you are just getting started in your career or already have significant wealth, you should have a financial plan. This can be as simple or as complex as you wish, and you can either create it [...]

5 Common IHT Mistakes and How to Avoid Them

24/04/2026 Gemma Trantum

In the past, IHT planning was a niche area, only required for high-net-worth families. Given the rise in property values and the static nil rate band, IHT is now affecting more families with modest we[...]

7 Tips to Build Good Money Habits in 2026

24/04/2026 Gemma Trantum

In sport, we train to get fitter and achieve better results. If we have a hobby, we practise to get more proficient. Our relationship with money should be no different. If we are to achieve our goa[...]

Market Update – March 2026

08/04/2026 Gemma Trantum

The US-Israeli strikes on Iran that began on 28 February triggered the biggest geopolitical shock to global markets since the 2022 energy crisis, sending oil prices above $100 per barrel and forcing c[...]

Market Caps and Your Portfolio: What You Need to Know

23/03/2026 Gemma Trantum

Most investors understand the difference between equities and bonds, and the concept of globally diversifying your investments is well-known. But the size of the companies you invest in is also rel[...]

The Ongoing Middle Eastern Crisis – An Investment Perspective

17/03/2026 Gemma Trantum

The events unfolding in Iran have shocked the world, and tensions are continuing to escalate. Since the Ukraine war started in 2022 (in addition to the other crises of the last few years), global head[...]

Market Update – February 2026

05/03/2026 Gemma Trantum

The Bank of England held interest rates at 3.75% in February, pausing its cutting cycle as it assessed a more balanced inflation picture. CPI fell to 3.0% in January, the lowest since March 2025, rais[...]

How Stealth Taxes Can Affect Your Financial Plan

20/02/2026 Gemma Trantum

A stealth tax is not an explicit increase in the rate of tax that you pay. However, it means you will likely pay more tax over time and that HMRC will collect more revenue. Stealth taxes are usuall[...]

Is Equity Release a Good Idea?

17/02/2026 Gemma Trantum

Life doesn’t always go as planned. Some people may be approaching retirement and are worried that their pension has not performed as well as expected. Perhaps the need to retire early due to ill [...]

The FSCS Protection Increase – Why it Matters

16/02/2026 Gemma Trantum

From 1 December 2025, the Financial Services Compensation Scheme (FSCS) deposit protection limit rose from £85,000 to £120,000 per eligible person, per authorised institution. This is the first i[...]

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