News - Teachers Financial Planning

How & Why to Hold Cash During a Crisis

24/04/2026 Gemma Trantum

With the ongoing conflicts in Ukraine and the Middle East, many are not only concerned about travel (“Is it safe to fly past Iran?”), but also about their money. The Bank of England has warned [...]

10 Areas Where Financial Planning Can Benefit You

24/04/2026 Gemma Trantum

Whether you are just getting started in your career or already have significant wealth, you should have a financial plan. This can be as simple or as complex as you wish, and you can either create it [...]

5 Common IHT Mistakes and How to Avoid Them

24/04/2026 Gemma Trantum

In the past, IHT planning was a niche area, only required for high-net-worth families. Given the rise in property values and the static nil rate band, IHT is now affecting more families with modest we[...]

7 Tips to Build Good Money Habits in 2026

24/04/2026 Gemma Trantum

In sport, we train to get fitter and achieve better results. If we have a hobby, we practise to get more proficient. Our relationship with money should be no different. If we are to achieve our goa[...]

Market Updates - Teachers Financial Planning Ltd

Market Update – March 2026

08/04/2026 Gemma Trantum

The US-Israeli strikes on Iran that began on 28 February triggered the biggest geopolitical shock to global markets since the 2022 energy crisis, sending oil prices above $100 per barrel and forcing c[...]

Market Caps and Your Portfolio: What You Need to Know

23/03/2026 Gemma Trantum

Most investors understand the difference between equities and bonds, and the concept of globally diversifying your investments is well-known. But the size of the companies you invest in is also rel[...]

The Ongoing Middle Eastern Crisis – An Investment Perspective

17/03/2026 Gemma Trantum

The events unfolding in Iran have shocked the world, and tensions are continuing to escalate. Since the Ukraine war started in 2022 (in addition to the other crises of the last few years), global head[...]

Market Update – February 2026

05/03/2026 Gemma Trantum

The Bank of England held interest rates at 3.75% in February, pausing its cutting cycle as it assessed a more balanced inflation picture. CPI fell to 3.0% in January, the lowest since March 2025, rais[...]

How Stealth Taxes Can Affect Your Financial Plan

20/02/2026 Gemma Trantum

A stealth tax is not an explicit increase in the rate of tax that you pay. However, it means you will likely pay more tax over time and that HMRC will collect more revenue. Stealth taxes are usuall[...]

Is Equity Release a Good Idea?

17/02/2026 Gemma Trantum

Life doesn’t always go as planned. Some people may be approaching retirement and are worried that their pension has not performed as well as expected. Perhaps the need to retire early due to ill [...]

The FSCS Protection Increase – Why it Matters

16/02/2026 Gemma Trantum

From 1 December 2025, the Financial Services Compensation Scheme (FSCS) deposit protection limit rose from £85,000 to £120,000 per eligible person, per authorised institution. This is the first i[...]

Cash ISA Changes – What They Mean For You

13/02/2026 Gemma Trantum

The government has announced significant changes to Individual Savings Accounts (ISAs) that may affect how much you can save in cash from April 2027. Although the overall ISA allowance will remain [...]

Market Update – January 2026

05/02/2026 Gemma Trantum

The Bank of England kept interest rates unchanged at 3.75% in February, pausing after several cuts in 2025 as inflation remains above target. Price pressures rose to 3.4% in December, but the BoE expe[...]

New Year, New Finances: 5 Resolutions for Better Money Management

08/01/2026 Gemma Trantum

January is the ideal time to start getting your finances in order. Many people feel like a fresh start following the holiday season and the excess that comes with it. There is also enough time left un[...]

Your Essential 2025/2026 Allowance Checklist

08/01/2026 Gemma Trantum

After the excess of the festive season, January is the ideal time to organise your finances for the coming year. You still have time to make the most of your tax allowances before the end of the tax y[...]

How to Plan an Estate for Multiple Generations

08/01/2026 Gemma Trantum

Inheritance Tax (IHT) is a consideration for many families, particularly as the nil rate band has been frozen for many years, while asset values have continued to rise. But if you have worked hard [...]

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