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Market Update – December 2024

10/01/2025 Gemma Trantum

December has been a quieter month in the global stock market. The FTSE 100 has been relatively stable in the UK, whilst the US stock market has climbed due to greater optimism from the president[...]

Why Cash is Not Necessarily King

04/12/2024 Gemma Trantum

It’s always a good idea to hold some cash. It’s easy to access, and the value doesn’t fluctuate. Even speculative investors should keep some cash aside, split into the following main categ[...]

Market Update – November 2024

04/12/2024 Gemma Trantum

November has been heavily defined by events in the US, particularly Donald Trump’s winning the presidential election. Currency markets have shifted in response. Additionally, the impact of the[...]

7 Ways to Manage and Grow Your Wealth

04/12/2024 Gemma Trantum

Wealth offers freedom, choice, and the ability to live on your own terms. Without a lottery win, inheritance, or a ground breaking business idea, many people feel that real wealth is out of reac[...]

Anti-Greenwashing: New Rules to Help Green Investors

04/12/2024 Gemma Trantum

We’ve all seen companies jumping on the environmental bandwagon to make themselves look good. This makes it hard to choose if you want to be sure you’re investing ethically. Which products c[...]

How to Teach Financial Wisdom to Children

20/11/2024 Gemma Trantum

We all want our children to grow into successful and responsible adults. Passing exams and starting a career can help to get them on this path, but they don’t nurture many of the life skills w[...]

5 Investor Biases to Avoid When the Market is Volatile

20/11/2024 Gemma Trantum

In times of volatility, it is all too easy to be led by our emotions when it comes to investing. Investment decisions based on fear, greed and overconfidence in our own judgement are not likely [...]

Market Update – October 2024

07/11/2024 Ged O'Neil Bell

The UK economy and markets (e.g. gilt investors) are starting to digest the Autumn Statement, where a host of tax rises have been announced. CPI inflation is down for September, bringing more op[...]

The Budget – October 2024

31/10/2024 Ged O'Neil Bell

There had been much speculation about this budget. Finally, Rachel Reeves—the UK’s first female Chancellor delivered her plan for the UK economy on 30 October 2024. The budget includes tax rise[...]

How to Rebuild Your Financial Plan After Divorce

28/10/2024 Gemma Trantum

Finances are a significant factor in couples choosing to stay together, even if they are unhappy. After years of combined finances, the prospect of going it alone can be daunting. When you fi[...]

The Residence Nil Rate Band and Trusts: A Short Guide

21/10/2024 Gemma Trantum

How can you legitimately reduce taxes on your estate? In particular, inheritance tax (IHT) can loom over many individuals’ minds. Two related topics often come up on this subject - the resi[...]

Six ISA Mistakes to Avoid

21/10/2024 Gemma Trantum

The Individual Savings Allowance (ISA) is a popular savings vehicle as it provides a tax-free wrapper for your money, meaning you don’t pay tax on any interest you gain. Nor are you liable for[...]

How will the Labour government affect pensioners?

18/10/2024 Gemma Trantum

The Autumn Statement is due on 30 October 2024, and many are speculating on how its provisions could affect people’s taxes and welfare - especially those in retirement. Regardless of one’[...]

Market Update – September 2024

04/10/2024 Gemma Trantum

September has been a more positive month for many global markets. US stocks are up, as is the Japanese market. Markets have seen more of a plateau in the UK (where uncertainty hands over the Aut[...]

How Parents Can Prepare for VAT on School Fees

27/09/2024 Gemma Trantum

The new Labour government has announced it will introduce VAT at the standard rate of 20% to independent school fees from 1 January 2025. There are currently approximately 2,500 private schoo[...]

4 Ways to Maximise Your Personal Savings Allowance

27/09/2024 Gemma Trantum

Your Personal Savings Allowance (PSA) is the interest you can earn on your savings each tax year without paying tax. The amount you can earn depends on your tax bracket, which is worked out by a[...]

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