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Market Updates - Teachers Financial Planning Ltd

Market Update – September 2024

04/10/2024 Gemma Trantum

September has been a more positive month for many global markets. US stocks are up, as is the Japanese market. Markets have seen more of a plateau in the UK (where uncertainty hands over the Aut[...]

How Parents Can Prepare for VAT on School Fees

27/09/2024 Gemma Trantum

The new Labour government has announced it will introduce VAT at the standard rate of 20% to independent school fees from 1 January 2025. There are currently approximately 2,500 private schoo[...]

4 Ways to Maximise Your Personal Savings Allowance

27/09/2024 Gemma Trantum

Your Personal Savings Allowance (PSA) is the interest you can earn on your savings each tax year without paying tax. The amount you can earn depends on your tax bracket, which is worked out by a[...]

Market Update – August 2024

06/09/2024 Gemma Trantum

August has been volatile in global equity markets, especially at the beginning of the month in Japan. Later, performance improved as new data emerged - along with growing expectations of further[...]

A Short Guide to Pension Drawdown

20/08/2024 Gemma Trantum

Retirement planning has become more flexible but increasingly complicated in recent years. A fixed retirement date and a guaranteed pension are no longer typical. People are living longer, healt[...]

What Is Ethical Investing & How Can I Start?

20/08/2024 Gemma Trantum

Environmentalism is moving increasingly into mainstream public consciousness. People are increasingly concerned about how their behaviour, habits and even investments are impacting the planet. [...]

Market Update – July 2024

12/08/2024 Gemma Trantum

July has witnessed some volatility in developed financial markets, following many months of record highs in 2024. However, markets remain largely positive and unaffected by a stream of significa[...]

The Danger of Trying to Time the Market

18/07/2024 Gemma Trantum

The concept of buying low and selling high is well known. Achieving this consistently will inevitably result in profit. The ‘secret’ is knowing when to buy and sell. An investor may belie[...]

5 Tax Tips to Help Your Grandchildren

18/07/2024 Gemma Trantum

As a grandparent, you’re no doubt keen to spoil your grandchildren. You’ll slip them a bag of sweets, buy them an ice cream or give them the latest ‘must-have’ item on their birthday or [...]

Market Update – June 2024

09/07/2024 Gemma Trantum

The UK economy and political landscape experienced some important developments in June. The country elected a Labour government on 4 July, with markets largely calm and welcoming of the change o[...]

Inflation and Investing: A Short Guide

02/07/2024 Gemma Trantum

Inflation is the increase in the price of goods and services over time. Known as the ‘silent killer‘ of investments, it can erode the value of your wealth because as inflation increases, the[...]

6 Ways to Protect Your Family From An IHT Bill

01/07/2024 Gemma Trantum

More and more people are getting caught in the inheritance tax (IHT) trap as property values have soared, pushing many estates over the threshold. Only wealthy individuals paid the tax in the pa[...]

A Short Guide to Annuities

12/06/2024 Gemma Trantum

With Pension Freedoms and the increasing popularity of drawdown, annuities have become sidelined. But an annuity can offer valuable guarantees and could still have a place in your retirement pla[...]

Recent Capital Gains Tax Changes: What you need to know

12/06/2024 Gemma Trantum

In line with the 2022 Autumn Statement announcements, changes in Capital Gains Tax (CGT) have now come into force. The first reduction in the 2023/24 tax year took the annual exempt amount (A[...]

What Should You Do with An Unexpected Lump Sum?

12/06/2024 Gemma Trantum

It’s not unusual to daydream about an unexpected windfall. Whether it's a lottery win or an inheritance from a long-lost relative, we all have ideas about how we would spend the extra money. [...]

Market Review – May 2024

07/06/2024 Ged O'Neil Bell

May has been a significant month in UK politics and the economy. The next general election was announced, new inflation and GDP figures arrived (showing some encouraging signs), and stock market[...]

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