News - Teachers Financial Planning

Your Essential 2025/2026 Allowance Checklist

08/01/2026 Gemma Trantum

After the excess of the festive season, January is the ideal time to organise your finances for the coming year. You still have time to make the most of your tax allowances before the end of the tax y[...]

How to Plan an Estate for Multiple Generations

08/01/2026 Gemma Trantum

Inheritance Tax (IHT) is a consideration for many families, particularly as the nil rate band has been frozen for many years, while asset values have continued to rise. But if you have worked hard [...]

Market Updates - Teachers Financial Planning Ltd

Market Update – December 2025

07/01/2026 Gemma Trantum

The Bank of England cut interest rates to 3.75% in December as inflation eased to 3.2%, signalling the start of a gradual rate-cutting cycle. The FTSE 100 delivered exceptional returns, topping 9,900 [...]

Navigating the 2025-26 Tax Year: What It Means for Your Money

15/12/2025 Gemma Trantum

In light of the 2025 Autumn Budget, it seemed high time to revisit the tax landscape in 2025-26 and give you an update on your financial planning landscape. The recent budget, in a sense, was nothi[...]

How to Withdraw Safely from a Pension: A Short Guide

15/12/2025 Gemma Trantum

Pension freedoms have changed the conversation around retirement planning. People have more choice and control over their pension funds than ever. But this also means they have more decisions to ma[...]

Market Update – November 2025

03/12/2025 Gemma Trantum

The UK Autumn Budget in November introduced significant tax rises and extended freezes on income tax bands, expected to generate substantial revenue but impact consumer spending. The FTSE 100 remained[...]

The Autumn Budget 2025

01/12/2025 Gemma Trantum

There had been much speculation about this budget. Finally, Chancellor Reeves has delivered her plan for the UK economy on 26 November 2025. The budget includes tax rises and key commitments on bor[...]

What Does a Healthy Portfolio of Funds Look Like?

11/11/2025 Gemma Trantum

If you read the financial press, you will see a lot of speculation about what you can, or should, invest in. Social media is no different, with stock tips and investment forums building significant on[...]

A Short Guide to Wealth Preservation in Retirement

11/11/2025 Gemma Trantum

A secure pension income for life is no longer a reality for most people. Whilst some retirees are fortunate enough to have built up a substantial defined benefit pension, the majority will need to man[...]

Market Update – October 2025

05/11/2025 Gemma Trantum

Global markets continued to make steady progress through October, with stock market indexes around the world reaching new record highs. Investors have been willing to look past some mixed economic dat[...]

Futureproofing Your Estate: Trusts Explained for 2025

24/10/2025 Gemma Trantum

The UK’s tax code system is notoriously complicated. Indeed, now standing at over 21,000 pages, our code is the longest in the world. Little wonder people feel confused! This is especially true w[...]

The Importance of Financial Planning

13/10/2025 Ged O'Neil Bell

The story of the Vanderbilt family in the United States from their meteoric rise, unparalleled affluence, and subsequent decline - serves as one of history’s most famous cautionary tales. By explori[...]

Market Update – September 2025

08/10/2025 Gemma Trantum

Global markets continued to deliver strong growth in September, most notably in the US, UK and Asia. Many indices reached record highs - riding on positive indicators, such as decisions by central ban[...]

Retirement Ready: Key Pension Changes You Shouldn’t Ignore

23/09/2025 Gemma Trantum

The British pension landscape is changing: a rising State Pension age, new rules about the lifetime allowance (LTA), new inheritance tax (IHT) rules about pension pots, and more. To help you avoid [...]

Financial Wellbeing: Tips for Stressing Less About Money

23/09/2025 Gemma Trantum

Around one-third of the UK population (approximately 17 million people) expects their finances to worsen by the end of 2024. The main reason cited (38%) is the soaring cost of essential items such as [...]

How Should I Invest a Large Cash Windfall?

08/09/2025 Gemma Trantum

Coming into a large cash windfall is exciting, but it can also be overwhelming. This is especially the case if it is unexpected – for example, a lottery win requires an entirely different perspec[...]

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