News - Teachers Financial Planning

A Short Guide to Alternative Investments

18/07/2025 Gemma Trantum

A typical investment portfolio holds four main asset classes: listed equities, property shares, fixed interest securities and cash. Traditionally, all four asset classes behaved differently, depend[...]

Wills and Beyond: Essential Estate Planning Tips for Families

18/07/2025 Gemma Trantum

We all want the best for our families. As we move through life, one of the best steps we can take is to ensure our wealth is passed down to them in an efficient, prudent manner, according to our wishe[...]

Market Updates - Teachers Financial Planning Ltd

Market Update – June 2025

09/07/2025 Gemma Trantum

June has been heavily defined by geopolitics, with the Israel-Iran conflict fuelling volatility in the commodity markets. Closer to home, interest rates have been shifting in developed countries, and [...]

Cuts To Cash ISA Allowance?

01/07/2025 Ged O'Neil Bell

It is being reported that the Chancellor Rachel Reeves, is preparing to announce a significant cut to the annual tax-free Cash ISA allowance, a move aimed at encouraging savers to shift their money fr[...]

Inheritance Tax Simplified: Strategies for 2025-26

09/06/2025 Gemma Trantum

How can you leave the best financial legacy to your loved ones? Inheritance tax (IHT) often looms over this question, and many people are confused about how to address it. Fortunately, IHT ca[...]

Voluntary NI Contributions – Should I Use Them?

09/06/2025 Gemma Trantum

How do you get the best State Pension deal? Ideally, the solution is to get 35 “qualifying years” onto your National Insurance (NI) record. Doing so provides £230.25 a week under the full n[...]

Invest in Stocks or Repay My Mortgage Quickly?

09/06/2025 Gemma Trantum

A common question in financial planning is whether you should invest more or aim to reduce your mortgage. Borrowing at a low interest rate and investing for growth seems like a sound strategy[...]

Is Buy to Let No Longer a Good Idea?

09/06/2025 Gemma Trantum

Property is an attractive investment in 2025. It feels tangible, brings social status and offers a degree of security (shelter). Investors often have experience buying, selling, and improving[...]

Market Update – May 2025

04/06/2025 Gemma Trantum

Markets have largely recovered from the initial panic over the “Trump tariffs” in April, with many indices now rallying to all-time highs. However, investors remain worried about whether tra[...]

Financial Planning in the New Tax Year

04/06/2025 Gemma Trantum

The end of the tax year is typically the peak season for financial planning. Using ISA allowances, topping up pensions, and utilising capital gains exemptions all move to the top of the to-do li[...]

Protecting Your Assets: A Guide for 2025

13/05/2025 Gemma Trantum

We don’t know what will happen in the future, and our plans rarely work out exactly as we expect. Building wealth is an important part of financial planning, but it is not the only consider[...]

The Early Bird Gets the Worm: Making the Most of Your 2025/2026 Tax Ye...

13/05/2025 Gemma Trantum

Making use of your allowances can help save significant amounts in tax every year. The earlier you start planning, the more you will benefit. It can be tempting to put things off, but startin[...]

Multiple Pensions: A Guide to Consolidation

13/05/2025 Gemma Trantum

A job for life is no longer the default option. Moving between companies is easier than ever, and it’s not unusual to change careers, even more than once, over the course of a working life. [...]

3 Tax Benefits of Charitable Giving

13/05/2025 Gemma Trantum

Once you are on track to achieve financial security for yourself and your family, you may be thinking about how you can give back. Many financial planning clients list charitable giving as on[...]

Your First Financial Planning Meeting – What to Expect

12/05/2025 Gemma Trantum

Financial planning is unfamiliar ground for many people. However, a financial adviser can help you make sense of your situation, plan for the future, and achieve your goals more quickly. By t[...]

Market Update – April 2025

09/05/2025 Gemma Trantum

April was challenging for investors as equities and US Treasuries fell in response to President Trump’s new tariff regime. The UK struggled as economic forecasts were downgraded and consumer c[...]

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