News - Teachers Financial Planning

Protecting Your Assets: A Guide for 2025

13/05/2025 Gemma Trantum

We don’t know what will happen in the future, and our plans rarely work out exactly as we expect. Building wealth is an important part of financial planning, but it is not the only consider[...]

The Early Bird Gets the Worm: Making the Most of Your 2025/2026 Tax Ye...

13/05/2025 Gemma Trantum

Making use of your allowances can help save significant amounts in tax every year. The earlier you start planning, the more you will benefit. It can be tempting to put things off, but startin[...]

Multiple Pensions: A Guide to Consolidation

13/05/2025 Gemma Trantum

A job for life is no longer the default option. Moving between companies is easier than ever, and it’s not unusual to change careers, even more than once, over the course of a working life. [...]

3 Tax Benefits of Charitable Giving

13/05/2025 Gemma Trantum

Once you are on track to achieve financial security for yourself and your family, you may be thinking about how you can give back. Many financial planning clients list charitable giving as on[...]

Your First Financial Planning Meeting – What to Expect

12/05/2025 Gemma Trantum

Financial planning is unfamiliar ground for many people. However, a financial adviser can help you make sense of your situation, plan for the future, and achieve your goals more quickly. By t[...]

Market Updates - Teachers Financial Planning Ltd

Market Update – April 2025

09/05/2025 Gemma Trantum

April was challenging for investors as equities and US Treasuries fell in response to President Trump’s new tariff regime. The UK struggled as economic forecasts were downgraded and consumer c[...]

Trump’s Tariffs: What They Mean For Your Money

14/04/2025 Gemma Trantum

On “Liberation Day” (2 April 2025), US President Donald Trump unveiled a set of global tariffs on around 90 countries and regional blocs, including China and the EU. The news has sent sho[...]

Annuity vs Drawdown – Do I Need to Choose?

09/04/2025 Gemma Trantum

What’s the best way to take a retirement income? Broadly speaking, there are two main options for those with a pension “pot” - income drawdown and annuities. Each option has its unique [...]

Smart Savings and Investment Tips in 2025

09/04/2025 Gemma Trantum

Increasingly, UK households are finding their finances a stretch. Research shows that 24 million individuals now live below the Minimum Income Standard (MIS). How can you save and invest when[...]

Financial Wellbeing: A Short Guide

09/04/2025 Gemma Trantum

Many of us take our health for granted when we are planning for the future. However, living a healthy and fulfilling life is strongly linked to financial success. There is a great deal of evi[...]

The Spring Statement 2025

02/04/2025 Gemma Trantum

There had been much speculation about this budget. Finally, Rachel Reeves—the UK’s Chancellor—delivered her plan for the UK economy on 27 March 2025. The budget primarily concerns new m[...]

Market Update – March 2025

02/04/2025 Gemma Trantum

In March, US equities continued their painful downward trend in 2025. Investor concern over US tariffs is driving much of the downward movement. In the UK, this has been exacerbated by the weake[...]

A Short Guide to State Pension Top-Ups

26/03/2025 Gemma Trantum

If you are approaching retirement, it’s likely that the State Pension will form a significant portion of your future income. While it probably won’t give you a luxury lifestyle, it can pr[...]

How Wealth Management Can Help You Achieve Your Life Goals

26/03/2025 Gemma Trantum

Financial planning is the process we use to help you achieve your goals. A financial plan combines several different aspects, such as tax efficiency and risk management, to arrive at the best so[...]

Pension Drawdown: 6 Essential Tips

06/03/2025 Gemma Trantum

Pension drawdown has increased in popularity since the introduction of Pension Freedoms in 2015. While buying an annuity used to be the default option, more retirees are now seeking the flexibil[...]

Paying Off Debt vs Investing

06/03/2025 Gemma Trantum

If you have a lump sum or a regular amount to invest, you may be wondering about the best use of the money. Should you take the safe option and clear your debts? Or would it be possible to make [...]

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