News - Teachers Financial Planning

Retirement Ready: Key Pension Changes You Shouldn’t Ignore

23/09/2025 Gemma Trantum

The British pension landscape is changing: a rising State Pension age, new rules about the lifetime allowance (LTA), new inheritance tax (IHT) rules about pension pots, and more. To help you avoid [...]

Financial Wellbeing: Tips for Stressing Less About Money

23/09/2025 Gemma Trantum

Around one-third of the UK population (approximately 17 million people) expects their finances to worsen by the end of 2024. The main reason cited (38%) is the soaring cost of essential items such as [...]

How Should I Invest a Large Cash Windfall?

08/09/2025 Gemma Trantum

Coming into a large cash windfall is exciting, but it can also be overwhelming. This is especially the case if it is unexpected – for example, a lottery win requires an entirely different perspec[...]

The Later Life Planning Blues – Why So Many Brits Are Feeling Stress...

08/09/2025 Gemma Trantum

A study indicates that almost three-quarters of people in the UK are worried about retirement. They worry that they won’t have enough money to do everything they want to do, but also that their mone[...]

Market Updates - Teachers Financial Planning Ltd

Market Update – August 2025

05/09/2025 Gemma Trantum

Market indices have been reaching new highs worldwide. Investors are taking comfort in many encouraging economic signs in the UK. The UK economy is facing challenges, however, including rising inflati[...]

Should You Treat Children Equally in Your Will?

15/08/2025 Gemma Trantum

When you are writing your will, the default option is usually to leave your estate to your spouse, then to your children in equal proportions. But what if your family situation doesn’t fit into t[...]

How to Spot a Dog Fund

13/08/2025 Gemma Trantum

Investing has never been easier, even for beginners. We have detailed information and analysis accessible at the touch of a button. Investment platforms are widely available and provide access to fund[...]

Market Update – July 2025

06/08/2025 Gemma Trantum

The UK economy is grappling with a £41.2bn miss in balancing day-to-day spending. Despite strong Q1 GDP growth, recent signs of a slowdown and rising inflation complicate the Bank of England's decisi[...]

A Short Guide to Alternative Investments

18/07/2025 Gemma Trantum

A typical investment portfolio holds four main asset classes: listed equities, property shares, fixed interest securities and cash. Traditionally, all four asset classes behaved differently, depend[...]

Wills and Beyond: Essential Estate Planning Tips for Families

18/07/2025 Gemma Trantum

We all want the best for our families. As we move through life, one of the best steps we can take is to ensure our wealth is passed down to them in an efficient, prudent manner, according to our wishe[...]

Market Update – June 2025

09/07/2025 Gemma Trantum

June has been heavily defined by geopolitics, with the Israel-Iran conflict fuelling volatility in the commodity markets. Closer to home, interest rates have been shifting in developed countries, and [...]

Cuts To Cash ISA Allowance?

01/07/2025 Ged O'Neil Bell

It is being reported that the Chancellor Rachel Reeves, is preparing to announce a significant cut to the annual tax-free Cash ISA allowance, a move aimed at encouraging savers to shift their money fr[...]

Inheritance Tax Simplified: Strategies for 2025-26

09/06/2025 Gemma Trantum

How can you leave the best financial legacy to your loved ones? Inheritance tax (IHT) often looms over this question, and many people are confused about how to address it. Fortunately, IHT ca[...]

Voluntary NI Contributions – Should I Use Them?

09/06/2025 Gemma Trantum

How do you get the best State Pension deal? Ideally, the solution is to get 35 “qualifying years” onto your National Insurance (NI) record. Doing so provides £230.25 a week under the full n[...]

Invest in Stocks or Repay My Mortgage Quickly?

09/06/2025 Gemma Trantum

A common question in financial planning is whether you should invest more or aim to reduce your mortgage. Borrowing at a low interest rate and investing for growth seems like a sound strategy[...]

Is Buy to Let No Longer a Good Idea?

09/06/2025 Gemma Trantum

Property is an attractive investment in 2025. It feels tangible, brings social status and offers a degree of security (shelter). Investors often have experience buying, selling, and improving[...]

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