Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
Market Review – February 2023 07/03/2023 Ged O'Neil Bell After the optimism of January, and the resulting market rallies, reality has once again set in. Inflation is starting to slow, but still exceeds 10%, with energy prices remaining a huge problem for ho[...] Tagged in Market Updates Read more Why 2023 Could Be a Great Time to Start Investing 07/03/2023 Ged O'Neil Bell To say that 2021 was a “calmer” year in the markets - would be an understatement. We have seen Russia invade Ukraine, rising energy prices in the UK, soaring inflation and ongoing battles with the[...] Read more Market Review – January 2023 01/02/2023 Ged O'Neil Bell Following a bleak December, we have started to see some signs of optimism since the new year. Global markets have rallied and wholesale gas prices have reduced, which offers some hope in the midst of [...] Tagged in Market Updates Read more Inflation Linked Investments 01/02/2023 Ged O'Neil Bell With UK inflation now exceeding 10%, it is more important than ever to make sure your money is not eroded by the cost of living. If you have £10,000 in the bank today, this will not have the same pur[...] Tagged in Bonds, Equity, Inflation, Investing, Investments Read more Six Great Ideas For Saving Money In 2023 01/02/2023 Ged O'Neil Bell It’s always a good time to review your finances and get into better spending habits. Rather than cutting back on the joyful things in life, however, let’s consider some ways to save money that won[...] Tagged in Budgeting, Childcare, Tax Read more Five New Years Planning Resolutions 01/02/2023 Ged O'Neil Bell New Year is a time of new beginnings, and people across the country are packing away their Christmas decorations and dusting off their gym gear. It’s natural to want to bring an element of order and[...] Tagged in Budgeting, Childcare, Investing, Tax Read more Avoiding The Disinheritance Trap 07/01/2023 Ged O'Neil Bell Wills and estate planning can be a complex area and many people put off making decisions. It can be especially complicated for unmarried partners who live together or blended families, as the default [...] Tagged in Disinheritance, Estate Planning, Financial Planning, Wills Read more Tracker Mortgages v Fixed Rate 06/01/2023 Ged O'Neil Bell Borrowing has been relatively cheap over the last ten years. With a base rate of below 1% for most of that time, we have become accustomed to low mortgage rates and negligible returns on savings. But[...] Tagged in Fixed Rate, Mortgage Advice, Mortgages, Teachers Mortgages, Tracker Mortgages Read more Market Update – December 2022 06/01/2023 Ged O'Neil Bell After a year of economic and political shocks, December was pretty uneventful in comparison. But the problems of 2022 (which go back even further) are as yet unresolved, and make for a gloomy backdrop[...] Tagged in Market Updates Read more Market Update – November 2022 02/12/2022 Ged O'Neil Bell As we approach the festive season, the country is not quite ready to celebrate yet. The top financial news story this month was the Autumn Statement, which introduced some of the most significant tax [...] Tagged in Market Updates Read more The Autumn Statement 2022 18/11/2022 Ged O'Neil Bell Following September’s disastrous mini budget, the Autumn Statement was intended to restore stability and confidence in the UK economy. Clearly some sacrifices needed to be made, but balance also nee[...] Tagged in Autumn Statement, Budget Read more How to Pass Assets to the Next Generation: A Short Guide 15/11/2022 Ged O'Neil Bell One of the most rewarding aspects of financial security is the ability to pass on wealth to your family. Not only can this provide a much-needed financial boost, but it can also be efficient from a ta[...] Tagged in Estate Planning, Gifting, Trusts, Wills Read more Lifetime Mortgages Explained 07/11/2022 Ged O'Neil Bell For many people, their home is their main asset. Most people, unless they are members of generous occupational pension schemes, don’t save enough for retirement. But property prices have continued t[...] Tagged in Equity Release, Financial Planning, Teachers Mortgages Read more How Bonds Affect Your Portfolio 07/11/2022 Ged O'Neil Bell We have seen significant volatility in financial markets over the last year. Some equity volatility was to be expected given everything that is going on in the world. But generally, investors expect b[...] Tagged in Bonds, Financial Planning, Investing Read more Market Update – October 2022 31/10/2022 Ged O'Neil Bell Following the turmoil of September, the shocks have continued into October. We have yet another new Prime Minister, and had barely had time to adjust to September’s mini budget before most of the pr[...] Tagged in Market Updates Read more Mortgages Rates Are Rising Rapidly 05/10/2022 Ged O'Neil Bell After over a decade of record lows, interest rates have been climbing sharply with each successive Bank of England meeting. The fall out from the mini budget caused many lenders withdraw their mortga[...] Tagged in Mortgage Advice, Teachers Mortgages Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29