News - Page 3 of 29 - Teachers Financial Planning

Voluntary NI Contributions – Should I Use Them?

09/06/2025 Gemma Trantum

How do you get the best State Pension deal? Ideally, the solution is to get 35 “qualifying years” onto your National Insurance (NI) record. Doing so provides £230.25 a week under the full n[...]

Invest in Stocks or Repay My Mortgage Quickly?

09/06/2025 Gemma Trantum

A common question in financial planning is whether you should invest more or aim to reduce your mortgage. Borrowing at a low interest rate and investing for growth seems like a sound strategy[...]

Is Buy to Let No Longer a Good Idea?

09/06/2025 Gemma Trantum

Property is an attractive investment in 2025. It feels tangible, brings social status and offers a degree of security (shelter). Investors often have experience buying, selling, and improving[...]

Market Updates - Teachers Financial Planning Ltd

Market Update – May 2025

04/06/2025 Gemma Trantum

Markets have largely recovered from the initial panic over the “Trump tariffs” in April, with many indices now rallying to all-time highs. However, investors remain worried about whether tra[...]

Financial Planning in the New Tax Year

04/06/2025 Gemma Trantum

The end of the tax year is typically the peak season for financial planning. Using ISA allowances, topping up pensions, and utilising capital gains exemptions all move to the top of the to-do li[...]

Protecting Your Assets: A Guide for 2025

13/05/2025 Gemma Trantum

We don’t know what will happen in the future, and our plans rarely work out exactly as we expect. Building wealth is an important part of financial planning, but it is not the only consider[...]

The Early Bird Gets the Worm: Making the Most of Your 2025/2026 Tax Ye...

13/05/2025 Gemma Trantum

Making use of your allowances can help save significant amounts in tax every year. The earlier you start planning, the more you will benefit. It can be tempting to put things off, but startin[...]

Multiple Pensions: A Guide to Consolidation

13/05/2025 Gemma Trantum

A job for life is no longer the default option. Moving between companies is easier than ever, and it’s not unusual to change careers, even more than once, over the course of a working life. [...]

3 Tax Benefits of Charitable Giving

13/05/2025 Gemma Trantum

Once you are on track to achieve financial security for yourself and your family, you may be thinking about how you can give back. Many financial planning clients list charitable giving as on[...]

Your First Financial Planning Meeting – What to Expect

12/05/2025 Gemma Trantum

Financial planning is unfamiliar ground for many people. However, a financial adviser can help you make sense of your situation, plan for the future, and achieve your goals more quickly. By t[...]

Market Update – April 2025

09/05/2025 Gemma Trantum

April was challenging for investors as equities and US Treasuries fell in response to President Trump’s new tariff regime. The UK struggled as economic forecasts were downgraded and consumer c[...]

Trump’s Tariffs: What They Mean For Your Money

14/04/2025 Gemma Trantum

On “Liberation Day” (2 April 2025), US President Donald Trump unveiled a set of global tariffs on around 90 countries and regional blocs, including China and the EU. The news has sent sho[...]

Annuity vs Drawdown – Do I Need to Choose?

09/04/2025 Gemma Trantum

What’s the best way to take a retirement income? Broadly speaking, there are two main options for those with a pension “pot” - income drawdown and annuities. Each option has its unique [...]

Smart Savings and Investment Tips in 2025

09/04/2025 Gemma Trantum

Increasingly, UK households are finding their finances a stretch. Research shows that 24 million individuals now live below the Minimum Income Standard (MIS). How can you save and invest when[...]

Financial Wellbeing: A Short Guide

09/04/2025 Gemma Trantum

Many of us take our health for granted when we are planning for the future. However, living a healthy and fulfilling life is strongly linked to financial success. There is a great deal of evi[...]

The Spring Statement 2025

02/04/2025 Gemma Trantum

There had been much speculation about this budget. Finally, Rachel Reeves—the UK’s Chancellor—delivered her plan for the UK economy on 27 March 2025. The budget primarily concerns new m[...]

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