Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
7 Ways to Manage and Grow Your Wealth 04/12/2024 Gemma Trantum Wealth offers freedom, choice, and the ability to live on your own terms. Without a lottery win, inheritance, or a ground breaking business idea, many people feel that real wealth is out of reac[...] Tagged in Financial Planning, Teachers Financial Planning Read more Anti-Greenwashing: New Rules to Help Green Investors 04/12/2024 Gemma Trantum We’ve all seen companies jumping on the environmental bandwagon to make themselves look good. This makes it hard to choose if you want to be sure you’re investing ethically. Which products c[...] Tagged in Financial Advice, Investments Read more How to Teach Financial Wisdom to Children 20/11/2024 Gemma Trantum We all want our children to grow into successful and responsible adults. Passing exams and starting a career can help to get them on this path, but they don’t nurture many of the life skills w[...] Tagged in investing For Children Read more 5 Investor Biases to Avoid When the Market is Volatile 20/11/2024 Gemma Trantum In times of volatility, it is all too easy to be led by our emotions when it comes to investing. Investment decisions based on fear, greed and overconfidence in our own judgement are not likely [...] Tagged in Financial Planning, Investments Read more Market Update – October 2024 07/11/2024 Ged O'Neil Bell The UK economy and markets (e.g. gilt investors) are starting to digest the Autumn Statement, where a host of tax rises have been announced. CPI inflation is down for September, bringing more op[...] Tagged in Market Updates Read more The Budget – October 2024 31/10/2024 Ged O'Neil Bell There had been much speculation about this budget. Finally, Rachel Reeves—the UK’s first female Chancellor delivered her plan for the UK economy on 30 October 2024. The budget includes tax rise[...] Tagged in Autumn Statement, Budget, Financial Updates Read more How to Rebuild Your Financial Plan After Divorce 28/10/2024 Gemma Trantum Finances are a significant factor in couples choosing to stay together, even if they are unhappy. After years of combined finances, the prospect of going it alone can be daunting. When you fi[...] Tagged in Divorce, Financial Planning, Pension Read more The Residence Nil Rate Band and Trusts: A Short Guide 21/10/2024 Gemma Trantum How can you legitimately reduce taxes on your estate? In particular, inheritance tax (IHT) can loom over many individuals’ minds. Two related topics often come up on this subject - the resi[...] Tagged in Estate Planning, Inheritance Tax, Trusts Read more Six ISA Mistakes to Avoid 21/10/2024 Gemma Trantum The Individual Savings Allowance (ISA) is a popular savings vehicle as it provides a tax-free wrapper for your money, meaning you don’t pay tax on any interest you gain. Nor are you liable for[...] Tagged in Financial Planning, ISAs Read more How will the Labour government affect pensioners? 18/10/2024 Gemma Trantum The Autumn Statement is due on 30 October 2024, and many are speculating on how its provisions could affect people’s taxes and welfare - especially those in retirement. Regardless of one’[...] Tagged in Financial Planning, Inflation, Pension Read more Market Update – September 2024 04/10/2024 Gemma Trantum September has been a more positive month for many global markets. US stocks are up, as is the Japanese market. Markets have seen more of a plateau in the UK (where uncertainty hands over the Aut[...] Tagged in Market Updates Read more How Parents Can Prepare for VAT on School Fees 27/09/2024 Gemma Trantum The new Labour government has announced it will introduce VAT at the standard rate of 20% to independent school fees from 1 January 2025. There are currently approximately 2,500 private schoo[...] Tagged in Financial Planning, Independent Schools, VAT Read more 4 Ways to Maximise Your Personal Savings Allowance 27/09/2024 Gemma Trantum Your Personal Savings Allowance (PSA) is the interest you can earn on your savings each tax year without paying tax. The amount you can earn depends on your tax bracket, which is worked out by a[...] Tagged in Financial Planning, Savings Read more Market Update – August 2024 06/09/2024 Gemma Trantum August has been volatile in global equity markets, especially at the beginning of the month in Japan. Later, performance improved as new data emerged - along with growing expectations of further[...] Tagged in Market Updates Read more A Short Guide to Pension Drawdown 20/08/2024 Gemma Trantum Retirement planning has become more flexible but increasingly complicated in recent years. A fixed retirement date and a guaranteed pension are no longer typical. People are living longer, healt[...] Tagged in Drawdowns, Pensions Read more What Is Ethical Investing & How Can I Start? 20/08/2024 Gemma Trantum Environmentalism is moving increasingly into mainstream public consciousness. People are increasingly concerned about how their behaviour, habits and even investments are impacting the planet. [...] Tagged in Financial Planning, Investments Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29