News - Page 5 of 29 - Teachers Financial Planning

5 Investor Biases to Avoid When the Market is Volatile

20/11/2024 Gemma Trantum

In times of volatility, it is all too easy to be led by our emotions when it comes to investing. Investment decisions based on fear, greed and overconfidence in our own judgement are not likely [...]

Market Updates - Teachers Financial Planning Ltd

Market Update – October 2024

07/11/2024 Ged O'Neil Bell

The UK economy and markets (e.g. gilt investors) are starting to digest the Autumn Statement, where a host of tax rises have been announced. CPI inflation is down for September, bringing more op[...]

The Budget – October 2024

31/10/2024 Ged O'Neil Bell

There had been much speculation about this budget. Finally, Rachel Reeves—the UK’s first female Chancellor delivered her plan for the UK economy on 30 October 2024. The budget includes tax rise[...]

How to Rebuild Your Financial Plan After Divorce

28/10/2024 Gemma Trantum

Finances are a significant factor in couples choosing to stay together, even if they are unhappy. After years of combined finances, the prospect of going it alone can be daunting. When you fi[...]

The Residence Nil Rate Band and Trusts: A Short Guide

21/10/2024 Gemma Trantum

How can you legitimately reduce taxes on your estate? In particular, inheritance tax (IHT) can loom over many individuals’ minds. Two related topics often come up on this subject - the resi[...]

Six ISA Mistakes to Avoid

21/10/2024 Gemma Trantum

The Individual Savings Allowance (ISA) is a popular savings vehicle as it provides a tax-free wrapper for your money, meaning you don’t pay tax on any interest you gain. Nor are you liable for[...]

How will the Labour government affect pensioners?

18/10/2024 Gemma Trantum

The Autumn Statement is due on 30 October 2024, and many are speculating on how its provisions could affect people’s taxes and welfare - especially those in retirement. Regardless of one’[...]

Market Update – September 2024

04/10/2024 Gemma Trantum

September has been a more positive month for many global markets. US stocks are up, as is the Japanese market. Markets have seen more of a plateau in the UK (where uncertainty hands over the Aut[...]

How Parents Can Prepare for VAT on School Fees

27/09/2024 Gemma Trantum

The new Labour government has announced it will introduce VAT at the standard rate of 20% to independent school fees from 1 January 2025. There are currently approximately 2,500 private schoo[...]

4 Ways to Maximise Your Personal Savings Allowance

27/09/2024 Gemma Trantum

Your Personal Savings Allowance (PSA) is the interest you can earn on your savings each tax year without paying tax. The amount you can earn depends on your tax bracket, which is worked out by a[...]

Market Update – August 2024

06/09/2024 Gemma Trantum

August has been volatile in global equity markets, especially at the beginning of the month in Japan. Later, performance improved as new data emerged - along with growing expectations of further[...]

A Short Guide to Pension Drawdown

20/08/2024 Gemma Trantum

Retirement planning has become more flexible but increasingly complicated in recent years. A fixed retirement date and a guaranteed pension are no longer typical. People are living longer, healt[...]

What Is Ethical Investing & How Can I Start?

20/08/2024 Gemma Trantum

Environmentalism is moving increasingly into mainstream public consciousness. People are increasingly concerned about how their behaviour, habits and even investments are impacting the planet. [...]

Market Update – July 2024

12/08/2024 Gemma Trantum

July has witnessed some volatility in developed financial markets, following many months of record highs in 2024. However, markets remain largely positive and unaffected by a stream of significa[...]

The Danger of Trying to Time the Market

18/07/2024 Gemma Trantum

The concept of buying low and selling high is well known. Achieving this consistently will inevitably result in profit. The ‘secret’ is knowing when to buy and sell. An investor may belie[...]

5 Tax Tips to Help Your Grandchildren

18/07/2024 Gemma Trantum

As a grandparent, you’re no doubt keen to spoil your grandchildren. You’ll slip them a bag of sweets, buy them an ice cream or give them the latest ‘must-have’ item on their birthday or [...]

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