Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
How to Avoid These 4 Common Investor Traps 05/02/2024 Gemma Trantum Everybody hopes to generate a solid return on their money when they invest. But many investors end up losing money, whether this is due to the type of investment they choose or the decisions the[...] Tagged in Investments Read more How Can I Give My Child a Good ‘Financial Start’ in Life? 16/01/2024 Gemma Trantum A recent study by the Resolution Foundation has shown that Millennials in the UK are generally worse off financially, and have a lower standard of living than previous generations. Given the cos[...] Tagged in Junior ISAs, Pension Read more 5 Crucial Tips When Remortgaging 12/01/2024 Gemma Trantum You might be very happy with your house, but are you happy with your mortgage? Perhaps you have a good deal, or maybe you are paying more than you need to. Remortgaging is the process of comi[...] Tagged in Mortgages Read more 4 Ways to Strengthen Your Investment Portfolio 12/01/2024 Gemma Trantum The market is challenging at the moment and world events are adding to the uncertainty. As an investor, you may be considering ways to strengthen and protect your investment portfolio. When y[...] Tagged in Investments Read more Market Review – December 2023 04/01/2024 Ged O'Neil Bell As 2023 draws to a close, markets are showing continued signs of optimism and growth. Inflation is almost at a manageable level and discussions around interest rates are now focused on when rates [...] Tagged in Market Updates Read more The 7 Year Rule for Inheritance Tax 18/12/2023 Gemma Trantum Inheritance tax (IHT) rates and thresholds have been frozen for more than a decade, with no sign of this changing until at least 2028. Rising house prices and investment growth mean that even families[...] Tagged in Inheritance Tax, Tax Read more Guide To Individual Savings Accounts (ISAs) 18/12/2023 Gemma Trantum An ISA is a highly flexible, tax-efficient wrapper which allows you to save or invest for the future. Along with pension planning, protection, and making sure you have an emergency fund, ISAs are one [...] Tagged in Investments Read more Market Review – November 2023 04/12/2023 Ged O'Neil Bell Global markets have rallied this month following October’s downturn. This follows steady progress in returning inflation to more normal levels, and suggests that there may be no need to increase[...] Tagged in Market Updates Read more Why is Diversification Important? 01/12/2023 Gemma Trantum Diversification is a frequently used term in the investment world, but what does it mean, how do we implement it, and why is it important? In this guide, we explore what diversification means, and [...] Tagged in Investments Read more Deferring the State Pension 24/11/2023 Gemma Trantum The State Pension has changed significantly over the years, but is still the most important source of retirement income for many people. The State Pension age has increased in the last few years an[...] Tagged in Pension, Retirement, State Pension Read more Value Investing – A Short Guide 24/11/2023 Ged O'Neil Bell When you buy equities, or shares in a company, these can usually be classified as either value or growth oriented. Sometimes it can be difficult to tell the difference. However, there are a few key c[...] Tagged in Investing, Value Investing Read more Autumn Statement – November 2023 23/11/2023 Ged O'Neil Bell Jeremy Hunt delivered the Autumn Statement on 22 November following weeks of speculation about potential tax cuts. The headline measure, a reduction to National Insurance Contributions was something o[...] Tagged in Autumn Statement, Budget, Financial Updates Read more Market Review – October 2023 03/11/2023 Ged O'Neil Bell Following a degree of optimism in recent months, markets have taken a downturn in October. This has partly been down to ongoing inflationary pressures and acceptance that interest rates may remain[...] Tagged in Market Updates Read more Reducing Taxes In Retirement 02/11/2023 Ged O'Neil Bell Tax planning does not stop at retirement. When you have spent a lifetime working, it’s only natural to want to make the most of your hard-earned money. There are several options for reducing tax in[...] Tagged in Capital Gains Tax, ISAs, Pensions, Tax Read more Growing Your Money 02/11/2023 Ged O'Neil Bell Most people in the UK don’t have enough in savings. At least 34% of adults have less than £1,000 set aside. While this might not be too much of an issue day to day, a shortage of cash can quickly b[...] Tagged in Investments, Savings Read more Inheritance Tax Planning In 2023-24 03/10/2023 Ged O'Neil Bell It is estimated that Inheritance Tax (IHT) will raise around £7.2 billion for the Treasury in 2023/2024. This has roughly tripled in the last 10 years, and the Office for Budget Responsibility (OBR) [...] Tagged in IHT, Inheritance Tax, Trusts Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29