Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
Market Review – September 2023 03/10/2023 Ged O'Neil Bell As we enter the autumn months, we are seeing even more encouraging data around inflation, indicating that decisions around monetary policy are starting to work, albeit slowly. Other topics on the a[...] Tagged in Market Updates Read more Extension Of State Pension Top Ups 03/10/2023 Ged O'Neil Bell It has recently been announced that the opportunity to top up your National Insurance record to cover missing years from 2006 will be extended to 5th April 2025. This will give more people the chance [...] Tagged in State Pension Read more How Behavioural Biases Can Affect Your Financial Plan 23/09/2023 Ged O'Neil Bell Whether we are aware of them or not, we all carry biases which shape our thoughts and behaviour. Most investors know that making decisions based on emotion is likely to be counterproductive. But what [...] Tagged in Behavioural Finance, Financial Planning Read more Market Review – August 2023 31/08/2023 Ged O'Neil Bell Global markets have seen a downturn this month as inflation remains high and economic activity is stagnating in most regions. The exception is the US, which is still showing strong signs of growth. [...] Tagged in Market Updates Read more Is Equity Release A Good Idea? 30/08/2023 Ged O'Neil Bell Life doesn’t always go as planned. Perhaps you are approaching retirement and are worried that your pension will not go as far as it could or has not performed as well as expected. Maybe you have or[...] Tagged in Equity Release, Financial Planning, Home Reversion, Lifetime Mortgages Read more 5 Ideas To Get More Financially Organised 27/08/2023 Ged O'Neil Bell Financial planning can seem overwhelming. There are several different factors you need to consider and some of these, such as pensions, investments, and tax can be complex. But for most people, finan[...] Tagged in Financial Planning Read more Planning For Care 24/08/2023 Ged O'Neil Bell The UK has an ageing population, which means that a significant number of people require care as they get older. This can range from daily help with household tasks to 24-hour nursing care. There is [...] Tagged in Financial Planning, Long Term Care, Planning For Care Read more Preparing Mentally For Retirement 22/08/2023 Ged O'Neil Bell Retirement planning is more than simply paying into a pension. It could be the biggest lifestyle change you have faced since starting your career, moving into your own home, or becoming a parent. This[...] Tagged in Early Retirement, Financial Planning, Pension Age, Planned Retirement, Retirement Planning Read more A Short Guide To Investment Risk 20/08/2023 Ged O'Neil Bell When you think about investment risk, what comes to mind? Some people are worried about losing money and would consider themselves risk averse. Others are comfortable with risk and enjoy the thrill of[...] Tagged in Financial Planning, Investing, Risk Read more Should I Invest A Lump Sum Or Monthly? 12/08/2023 Ged O'Neil Bell Whether you are retiring this year, still working and trying to boost your savings or already retired and trying to achieve higher returns on your capital, with an uncertain outlook many wonder whethe[...] Tagged in Financial Planning, Investing Read more Why Everyone Needs A Lasting Power Of Attorney 04/08/2023 Ged O'Neil Bell Amongst the tragic news stories arising from the Covid-19 pandemic, one has stood out. TV presenter Kate Garraway’s husband, Derek Draper, has suffered severe health problems for well over a year si[...] Tagged in Estate Planning, Financial Planning, Lasting Powers of Attorney Read more Market Review – July 2023 02/08/2023 Ged O'Neil Bell July has been a fairly strong month for global markets, despite soaring temperatures in many parts of the world. The effects of climate change become more apparent every summer, impacting producti[...] Tagged in Market Updates Read more The Teachers AVC Tax Trap 29/07/2023 Ged O'Neil Bell Many teachers don't realise that a strange quirk with their Prudential AVCs could leave their families with a potentially large and unexpected - but easily avoidable tax bill. One of the advantages[...] Tagged in Financial Planning, Inheritance Tax, Teachers AVCs Read more A Short Guide To Junior ISAs 29/07/2023 Ged O'Neil Bell It’s never too early to start planning for the future. Saving for your child can make those important milestones, such as a car, a wedding, or a deposit on a first home, much more achievable. It can[...] Tagged in Financial Planning, Junior ISAs, Saving For Children Read more Why Setting Clear Goals is Vital for Financial Planning 22/07/2023 Ged O'Neil Bell A successful financial plan has many key components, for example, investments, protection, and tax efficiency. But the most important part of any financial plan is making sure that you achieve your [...] Tagged in Cashflow, Financial Planning, Goals Read more 5 Common Estate Planning Mistakes 21/07/2023 Ged O'Neil Bell Many people put off decisions around estate planning. It can be a complex area, as well as being a difficult subject to think about. But having an estate plan in place can help to reduce stress fo[...] Tagged in Disinheritance, Estate Planning, Financial Planning, Trusts, Wills Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29