Latest News The latest news and views covering the Teachers Pensions, the Teachers AVC and general Financial Planning news. Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29
Market Review – June 2023 05/07/2023 Ged O'Neil Bell The UK has seen a degree of volatility this month, as oil and gas prices have dipped and interest rates have risen again. However, there has been some positivity in global markets, mainly driven by t[...] Tagged in Market Updates Read more Building A Deposit 05/07/2023 Ged O'Neil Bell Some people are fortunate enough to have enough money to buy a property outright. Most of us, however, will need to save up for a mortgage deposit. How do you overcome this challenge? Fortunately, ma[...] Tagged in Financial Planning, Mortgages, Property, Teachers Mortgages Read more Avoiding Herd Mentality 26/06/2023 Ged O'Neil Bell As humans, we rely on social proof and the opinions of others. Whether we are buying a new car, searching for a plumber, or looking for a new restaurant to try, most people will look for recommendatio[...] Tagged in Financial Planning, Mortgages, Property, Teachers Mortgages Read more Buying A Home: Guide To Fees 24/06/2023 Gemma Trantum When buying a property it is easy to fixate on the asking price, here is our guide to fees. Yet have you considered how various fees could impact the total amount that you might pay? The costs of taxe[...] Tagged in Financial Planning, Mortgages, Property, Teachers Mortgages Read more Market Review – May 2023 31/05/2023 Ged O'Neil Bell As we approach the summer months, many global markets have taken a slight downturn following the cautious optimism of April. Much of the volatility is still being driven by rising energy costs, inflat[...] Tagged in Market Updates Read more Seven Tips To Sell Your Home 26/05/2023 Gemma Trantum Perhaps you just accepted a job overseas and need to sell your home quickly. Or, maybe you are going through a divorce or you are looking to sell an inherited property. Whatever the reason, selling a [...] Tagged in Financial Planning, Mortgages, Property, Teachers Mortgages Read more Premium Bonds – A Short Guide 24/05/2023 Ged O'Neil Bell As interest rates have increased, more investors are turning to cash (or cash-like investments) to achieve reasonable returns without taking too much risk. Premium Bonds are a unique investment optio[...] Tagged in Financial Planning, Investing, Premium Bonds, Savings Read more Market Review – April 2023 02/05/2023 Ged O'Neil Bell April has been relatively stable, and possibly even cautiously optimistic. The UK has shown strong performance, despite the possibility of several companies moving their primary listings elsewhere. Th[...] Tagged in Market Updates Read more Unlocking Your Teachers AVC With Drawdown 22/04/2023 Ged O'Neil Bell When you retire, there are several decisions that need to be made. An important part of retirement planning is deciding how you will fund your lifestyle when you are no longer working. Pensions are t[...] Tagged in Drawdowns, Financial Planning, Teachers AVCs Read more Investment Risk, Reward, and Safety – How to Strike a Balance 21/04/2023 Ged O'Neil Bell It’s easy to put off investing, especially when markets are volatile. But investing for the long-term is the best way to grow your wealth and beat inflation. All investments carry a degree of risk,[...] Tagged in Financial Planning, Investing, Risk, Saving Read more Pound Cost Averaging 21/04/2023 Ged O'Neil Bell Pound cost averaging sounds like investment jargon, but it’s actually a powerful tool. The idea is that instead of investing your money all in one go, you drip feed it into the market over a period [...] Tagged in Financial Planning, Investing, Pound Cost Averaging Read more Market Review – March 2023 03/04/2023 Ged O'Neil Bell Following a fairly optimistic start to the year, market volatility has resumed this month following the collapse of Silicon Valley Bank. Rising inflation and interest rates continue to be key themes, [...] Tagged in Market Updates Read more The Benefits Of A Childs Pension 29/03/2023 Ged O'Neil Bell Planning for retirement and creating security for children are two key goals in financial planning. But many people put off retirement planning until they are well-established in their careers and pos[...] Tagged in Financial Planning, Investing, Junior Pension Read more How to Make the Most of Your ISAs in 2023/2024 24/03/2023 Ged O'Neil Bell Investing in an ISA every year is a great way to benefit from tax-free growth. You can use your ISA to save for future goals, or even to boost your retirement pot. You can contribute up to £20,000 p[...] Tagged in Financial Planning, Investing, ISAs, Saving Read more The Budget – March 2023 16/03/2023 Ged O'Neil Bell The Budget was delivered on 15th March by Jeremy Hunt. It included a number of small changes and a couple of major ones. The biggest surprise was a significant relaxation of pension allowances, altho[...] Tagged in Budget, Financial Updates Read more Six Common Mistakes To Avoid When Writing A Will 07/03/2023 Ged O'Neil Bell Estate planning can be fairly complex, and most of us put off important decisions. But writing your will is the single most important thing you can do to ensure that your assets are passed on to your [...] Tagged in Estate Planning, Financial Planning, Wills Read more Page 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29